Bonds: Simplified

1. Download the app and create an account, then choose your base currency and optional tax profile to personalize after-tax views. 2. Add holdings by searching treasuries, corporates, munis, or bond ETFs, or import a CSV from your broker to build your portfolio quickly. 3. Use the calculators: enter price, coupon, and maturity to see yield to maturity, current yield, duration, and estimated after-tax income. 4. Build a ladder by selecting your time horizon and cash-flow needs; review suggested rungs and save the ladder to your portfolio. 5. Track and optimize: enable alerts for maturities, calls, and rate changes; monitor the income calendar, rebalance with filters, and export a summary report.