Lili - Small Business Finances

Lili is your all-in-one platform for managing small business finances. Whether you're a freelancer or a small business owner, Lili makes it easy to handle business banking, bookkeeping, invoicing, and tax preparation—all in one place. With no hidden fees, automatic savings, and tools that simplify accounting and tax management, Lili helps you stay on top of your finances so you can focus on growing your business. Key Features: Business Banking: Business Checking Account with fee-free ATM withdrawals at 38,000 locations. Lili Visa® Debit Card for easy spending and purchases. Mobile Check Deposit and cash deposits at 90k participating retailers. Early payments: Get paid up to 2 days early. No minimum balance or deposit requirements, and no hidden fees. Automatic savings and cashback rewards for more flexibility. Fee-free overdraft up to $200 (for eligible accounts). Savings Account with 3.0% APY. Accounting Software: Manage your expenses and generate reports like profit & loss and cash flow statements. Attach receipts to your expenses with a quick photo from your phone. Income & expense insights to keep your finances organized and easy to track. Tax Preparation: Automatic labeling of transactions for easy tax filing. Write-off tracker and automated tax savings. Pre-filled business tax forms, including Forms 1065, 1120, and Schedule C. Invoicing Software: Create and send customized invoices that match your business style. Accept all payment methods and track unpaid invoices. Set up payment reminders to ensure timely payments. Support for Your Business: Lili Academy provides videos and guides on running a small business. Access to free tools, downloadable resources, and long-form guides. Curated newsletters and content on the latest business trends. Discounts on tools from Lili’s partners to support your business growth. Account Security: All accounts are FDIC-insured up to $250,000 through Sunrise Banks, N.A.. Protected by industry-leading encryption, fraud monitoring, and multi-factor authentication. Receive real-time transaction alerts and have the option to freeze your card anytime for extra security.