Lunar

**Lunar App User Guide** Welcome to the Lunar App! This guide will help you navigate the features of the Lunar banking app, allowing you to manage your finances, earn rewards, and invest with ease. ### 1. **Getting Started** **Download and Install the App:** - Visit the App Store or Google Play Store and search for "Lunar." - Download and install the app on your mobile device. **Register and Open an Account:** - Open the app and tap "Sign Up." - Follow the prompts to enter your personal information and complete the registration process. - Choose between a free or premium plan based on your needs. - Once registered, you can start using your new bank account immediately. ### 2. **Managing Your Account** **View Account Overview:** - Log in to the app to see your account balances and recent transactions on the dashboard. - Access detailed views of your spending, savings, and investments through the menu. **Set Budgets:** - Tap on “Budget” to create and manage your monthly spending limits. - Monitor your spending in real-time and receive notifications to help you stay on track. **Earn Interest:** - Depending on your plan, you can earn up to 2.25% interest on your account balance. - Interest is calculated annually and paid out monthly. Monitor your earned interest directly in the app. ### 3. **Spending and Earning Rewards** **Use Your SAS EuroBonus Card:** - If you have the SAS EuroBonus Lunar card, use it for everyday purchases to earn points. - Track your points in the app and redeem them for travel rewards like flights, hotels, and exclusive products. **Multi-Currency Card (Sweden and Norway):** - For users in Sweden and Norway, switch between SEK, NOK, GBP, and EUR in the app. - Enjoy fee-free withdrawals and transfers in these currencies. ### 4. **Saving and Investing** **Set Up Savings Goals:** - Tap on “Savings” and create specific goals for different purposes (e.g., travel, emergency fund). - Automate your savings by setting up recurring transfers to your goals. **Invest in Shares and ETFs:** - Go to the “Invest” section to start buying shares, ETFs, and index funds. - Use the simple investment platform to track and manage your portfolio. - Remember that investing involves risk, so review your investments regularly. ### 5. **Business Accounts** **Open a Business Account:** - If you run a small business, tap on “Business” to apply for a business account directly in the app. - Choose from three plans designed for small businesses, and enjoy features like automatic bookkeeping, cash flow management, and expense tracking. **Manage Business Finances:** - Use the app to pay bills, manage expenses, and monitor your business’s financial health. - Add multiple admins to help manage your business account. ### 6. **Security and Support** **Secure Your Account:** - Enable biometric authentication (fingerprint or face recognition) for added security. - Set custom transaction limits to control spending and enhance security. **Customer Support:** - Access support through the app’s chat feature, available until 23:00 on weekdays and 17:00 on weekends. - For urgent issues, contact Lunar’s support team directly from the app. ### 7. **Additional Features** **Receive Notifications:** - Stay informed with notifications about account activity, budget alerts, and other important updates. **Access Offers and Discounts:** - Lunar users have access to exclusive offers and discounts on various services. Check the “Offers” section in the app for more details. With these instructions, you’re all set to take full advantage of the Lunar app’s features and manage your finances effectively. Enjoy banking that’s simple, secure, and rewarding!