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FloatMe App User Guide Welcome to the FloatMe app, your financial partner designed to help you manage, save, and access money effortlessly. This guide will help you understand how to use the app effectively and make the most of its features. Getting Started Download and Install the App: Visit the App Store (iOS) or Google Play Store (Android) and search for “FloatMe.” Download and install the app on your device. Create Your Account: Open the app and tap on “Sign Up.” Enter your personal details, including your name, email, and phone number. Set a secure password and complete the registration process. Link Your Bank Account: Once your account is created, securely link your bank account using Plaid. Follow the on-screen instructions to select your bank and enter your login credentials. This connection allows FloatMe to provide personalized financial tools and services. Subscribe to Membership: To access all features, subscribe to the FloatMe membership for $3.99/month. Membership unlocks cash advances (Floats), financial insights, and more. The subscription will automatically renew each month, but you can cancel anytime. Navigating the App Home Screen Overview: The home screen displays your account overview, including available Floats, your balance, and quick access to key features. Requesting a Cash Advance (Float): Tap on “Request Float” from the home screen. Select the amount you need for the advance. Choose between standard delivery (3 days, no fee) or instant delivery (immediate, with a small fee). Confirm your request, and the funds will be deposited into your linked bank account. Managing Your Floats: View your active and past Floats under the “Floats” section. Repay your Float when you receive your next paycheck or whenever you’re ready, directly through the app. Using Financial Forecast: Access the “Financial Forecast” feature to see predictions of your available balance based on upcoming expenses and income. This tool helps you plan your finances and avoid potential overdrafts. Setting Low Balance Alerts: Go to the “Settings” section and enable “Low Balance Alerts.” Customize the alert threshold to get notified when your balance falls below a certain amount, helping you avoid overdraft fees. Exploring Offers: Check out the “Offers” section to discover deals and promotions from FloatMe’s partners. These offers can help you save money or earn extra cash. Viewing Spending Insights: In the “Spending Insights” section, review your spending patterns with categorized transactions. Use this information to adjust your budget and improve your financial habits. Security Features Bank-Level Security: FloatMe uses Plaid to connect to your bank accounts, ensuring your financial data is protected with 256-bit encryption. Data Privacy: Your personal and financial information is securely stored, and FloatMe does not support prepaid cards to maintain high security standards. Managing Your Account Update Personal Information: Tap on “Profile” to update your personal details, such as your name, email, or phone number. Manage Membership: In the “Settings” section, manage your membership subscription. You can view your billing history, update payment information, or cancel your subscription at any time. Customer Support: For assistance, navigate to the “Support” section in the app. Access FAQs, or contact the support team directly if you have any issues or questions. Tips for Using FloatMe Use Floats Wisely: Only request Floats when necessary to avoid fees and maintain financial stability. Monitor Spending: Regularly check the “Spending Insights” to stay on top of your budget and make informed financial decisions. Take Advantage of Offers: Explore the “Offers” section to maximize your savings and earnings through partner deals.