Wise - Global Money

1. Download the app and sign up, choosing Personal or Business, then complete identity verification for security and higher limits. 2. Add money to your balance or link a bank card or bank account for quick funding. 3. Create a transfer by selecting the sending and receiving currencies, entering the amount and recipient details, then review the real-time fee and exchange rate before confirming payment. 4. Open currency balances like USD, EUR, or GBP, convert at the real exchange rate, and order a card to spend online and in-store worldwide. 5. Optimize your workflow by saving recipients, scheduling transfers, setting rate alerts, and for business users, creating batch payments and exporting reports.